The Energy Company Obligation phase 4 (ECO4) is a government‑backed scheme that helps low‑income and vulnerable households improve their homes with fully funded insulation, heating and renewable upgrades. If you’re wondering whether you qualify for ECO4 funding, this guide will walk you through the process.
ECO4 primarily supports households that receive qualifying benefits such as Universal Credit, Housing Benefit, Pension Credit or Income‑related Employment and Support Allowance. You may also be eligible if your household income is below £31,000 or if someone in the home is considered vulnerable to cold due to age or health. In addition, your property must usually have an EPC rating of D, E, F or G.
Your property’s Energy Performance Certificate (EPC) indicates how energy efficient it is. You can find your EPC report by searching the government’s EPC register using your postcode. If your rating is D or lower, you meet one of the key ECO4 requirements. Don’t worry if you don’t have an EPC – Retrov8 can arrange a free assessment as part of your application.
To prove eligibility you’ll need evidence of your benefits or low‑income status (for example, recent benefit letters or payslips) and proof of ownership or permission from your landlord if you rent. Having these documents ready will speed up your application and help our team verify your status quickly.
You cannot apply for ECO4 funding directly; instead, approved installers like Retrov8 handle the application on your behalf. We’ll review your circumstances, complete the paperwork and liaise with energy suppliers to secure funding. There’s no obligation and no upfront cost – you only benefit from the improvements.
Remember, qualifying for ECO4 could mean new insulation, an efficient boiler, an Air Source Heat Pump or even solar panels – all at no cost to you. If you’re unsure about any aspect of the scheme, our advisors are here to help.
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